What is the duration of pre and post hospitalization allowed?
For pre-hospitalization, expenses up to 30 days before hospitalization are covered, based on the doctor’s diagnosis and recommendations including the […]
For pre-hospitalization, expenses up to 30 days before hospitalization are covered, based on the doctor’s diagnosis and recommendations including the […]
As with any industry, health insurance is competitive and almost all insurers offer a bouquet of benefits and incentives in
Pre-authorization is when the insured or network hospital approaches the insurer or its TPA for authorization of planned or emergency
Planned hospitalization is when you plan treatment in advance. In this case, inform the TPA at least three days before
Personal accident insurance is an annual policy where you can claim compensation for injury, disability or death by accident as
A pre-existing disease for the purposes of a health insurance policy is a condition, injury or ailment whose symptoms were
Critical illness cover is complementary to health insurance and protects you against expenses towards the treatment of critical illnesses specified
Medical expenses include reasonable and recommended expenses by the medical professional that the insured must undergo / has incurred for
In hospitalization benefit, medical expenses related to minimum 24 hours hospitalization, daycare procedures that do not need hospitalization due to
The grace period is the time available to policyholders for premium payment past the due date. For an annual premium,
When expatriates buy maternity insurance, it is called expat maternity insurance. Expatriates are those who reside in a country other
Domiciliary hospitalization relates to medical treatment at home instead of the hospital for more than three days for an injury
Attendant allowance is a benefit offered by some health insurance companies as an incentive. This is for the attendant who
‘Anyone illness’ is an ongoing illness, including its relapse within a specific period, usually 45 days, from the last consultation
Depending on the policy terms, if the claim is related to hospitalization, if it exceeds authorized limit, the network hospital
Most insurance providers have a grievance redressal system. If you are unhappy with your claim you can file a written
If the accident results in death, the beneficiaries/nominees get 100% sum insured. Some insurance companies also offer an education bonus
Health insurance coveroffers protection against health risks. For the policy period and to the extent of the sum insured, it
A majority of health insurance policies cover daycare treatment for less than 24 hours hospitalization where technologically advanced methods do
A claim can be made in the event of planned and emergency hospitalization, both at a network and non-network hospitals,