March 2016

The IRDA mandates a minimum guarantee with all pension plans, as “on-zero returns” on premium paid or guaranteed maturity benefits. […]

Retirement planning will provide you with consistent income to meet your needs as well as your dependants’ after you retire,

The earlier the better, as it will result in higher savings when you retire. Since life is unpredictable, the sooner

Yes. PF is good but inflation will diminish the amount and it may not be enough for future needs, particularly

Pension plans offer regular income after retirement when the paychecks stop, allowing you to focus on your dreams, making available

Pension plans insurance plans or retirement plans are investment plans where a portion of your savings is earmarked to accumulate

Yes. Retirement insurance policy is critical since savings don’t last forever, especially if there are emergeny expenses. Choosing the best

Employed individuals have a variety of contribution plans including Employee Provident Fund with employer contribution. There is also voluntary PF