Author name: PolicyAdvisor

Health insurance coveroffers protection against health risks. For the policy period and to the extent of the sum insured, it […]

A majority of health insurance policies cover daycare treatment for less than 24 hours hospitalization where technologically advanced methods do

A claim can be made in the event of planned and emergency hospitalization, both at a network and non-network hospitals,

Medical expense claims must be submitted with the requisite documents to the TPA of the health insurance company as per

While basic sum insured stays the same and will not be reduced, the cumulative bonus will be reduced by a

Yes. Health insurance policies let you opt for the cashless facility as well as reimbursement of claimed medical expenses based

The most suitable sum insured depends on a variety of factors such as age, location, type of coverage, duration of

Depending on the type of health insurance policy, minimum and maximum age limits apply. Under family floater policies this is

Yes, not only is it possible to buy but compare health insurance quotes online. Almost all insurance companies offer this

The payment is directly made by the insurance company or its TPA to the network hospital in cashless treatment. Health

Mediclaim policies do not cover future medical expenses during the term of the policy if the insurance limit is reached.

In a Mediclaim policy, pre-existing diseases are usually excluded. The TPA’s panel of doctors will review your health condition based

This depends on the insurance company from where you take the policy and your affordability. Insurers offer coverage under various

Yes. You can access a list of network hospitals from the insurance company or it’s TPA for reference. This list

Yes, senior citizen health insurance requires medical screening since older individuals are at a higher risk for health conditions and

Usually, applying for a health insurance policy entails routine medical tests depending on the age of the applicant and these

Yes, designating a nominee is a must. In the event of a policyholder’s death by accident, during hospitalization or through

Yes. All health insurance policies are governed by the insurer’s terms and conditions. It is advisable to read the fine

In the event of an insurance company refusing to settle your claim, provided you have adhered to the terms and

Yes, NRIs can get health insurance in India but policy coverage is valid only in India and not applicable outside