{"id":1086,"date":"2015-11-17T15:30:08","date_gmt":"2015-11-17T10:00:08","guid":{"rendered":"http:\/\/www.policyadvisor.in\/?p=1086"},"modified":"2015-11-17T15:30:08","modified_gmt":"2015-11-17T10:00:08","slug":"how-does-the-insurance-company-determine-if-a-disease-is-pre-existing","status":"publish","type":"post","link":"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/","title":{"rendered":"How does the insurance company determine if a disease is pre-existing?"},"content":{"rendered":"<p style=\"text-align: justify;\">The insurance proposal form asks for details of previous illnesses, treatment thereof and full medical history. Disclosing this accurately is important. If found out later, it can mean losing out on benefits. The insurance team\u2019s medical panel then reviews the form to determine pre-existing and recently acquired diseases, based on which the policy\u2019s terms and conditions are decided. To get the best health insurance policy coverage, <a title=\"Compare Insurance Online\" href=\"http:\/\/www.policyadvisor.in\"><strong>compare insurance quotes online<\/strong><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The insurance proposal form asks for details of previous illnesses, treatment thereof and full medical history. Disclosing this accurately is [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[136],"tags":[],"class_list":["post-1086","post","type-post","status-publish","format-standard","hentry","category-health-insurance-questions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How does the insurance company determine if a disease is pre-existing?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PolicyAdvisor\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/\"},\"author\":{\"name\":\"PolicyAdvisor\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"headline\":\"How does the insurance company determine if a disease is pre-existing?\",\"datePublished\":\"2015-11-17T10:00:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/\"},\"wordCount\":83,\"publisher\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"articleSection\":[\"health insurance questions\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/\",\"name\":\"How does the insurance company determine if a disease is pre-existing?\",\"isPartOf\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#website\"},\"datePublished\":\"2015-11-17T10:00:08+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/policyadvisor.in\/insurance-india\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How does the insurance company determine if a disease is pre-existing?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#website\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/\",\"name\":\"PolicyAdvisor\",\"description\":\"Blog by PolicyAdvisor.in\",\"publisher\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/policyadvisor.in\/insurance-india\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\",\"name\":\"PolicyAdvisor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png\",\"contentUrl\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png\",\"width\":218,\"height\":52,\"caption\":\"PolicyAdvisor\"},\"logo\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/\"},\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How does the insurance company determine if a disease is pre-existing?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/","twitter_misc":{"Written by":"PolicyAdvisor"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/#article","isPartOf":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/"},"author":{"name":"PolicyAdvisor","@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"headline":"How does the insurance company determine if a disease is pre-existing?","datePublished":"2015-11-17T10:00:08+00:00","mainEntityOfPage":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/"},"wordCount":83,"publisher":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"articleSection":["health insurance questions"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/","url":"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/","name":"How does the insurance company determine if a disease is pre-existing?","isPartOf":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#website"},"datePublished":"2015-11-17T10:00:08+00:00","breadcrumb":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/policyadvisor.in\/insurance-india\/how-does-the-insurance-company-determine-if-a-disease-is-pre-existing\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/policyadvisor.in\/insurance-india\/"},{"@type":"ListItem","position":2,"name":"How does the insurance company determine if a disease is pre-existing?"}]},{"@type":"WebSite","@id":"https:\/\/policyadvisor.in\/insurance-india\/#website","url":"https:\/\/policyadvisor.in\/insurance-india\/","name":"PolicyAdvisor","description":"Blog by PolicyAdvisor.in","publisher":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/policyadvisor.in\/insurance-india\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":["Person","Organization"],"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89","name":"PolicyAdvisor","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/","url":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png","contentUrl":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png","width":218,"height":52,"caption":"PolicyAdvisor"},"logo":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/"},"url":"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/"}]}},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"PolicyAdvisor","author_link":"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/"},"uagb_comment_info":0,"uagb_excerpt":"The insurance proposal form asks for details of previous illnesses, treatment thereof and full medical history. Disclosing this accurately is [&hellip;]","_links":{"self":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/1086","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/comments?post=1086"}],"version-history":[{"count":1,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/1086\/revisions"}],"predecessor-version":[{"id":1087,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/1086\/revisions\/1087"}],"wp:attachment":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/media?parent=1086"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/categories?post=1086"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/tags?post=1086"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}