{"id":1494,"date":"2016-03-15T12:12:33","date_gmt":"2016-03-15T06:42:33","guid":{"rendered":"http:\/\/www.policyadvisor.in\/insurance-india?p=1494"},"modified":"2016-03-15T12:12:33","modified_gmt":"2016-03-15T06:42:33","slug":"how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan","status":"publish","type":"post","link":"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/","title":{"rendered":"How is a ULIP pension plan different from an MF pension plan?"},"content":{"rendered":"<p style=\"text-align: justify;\">ULIP pension plans or market linked pension plans are offered by public and private <a href=\"http:\/\/www.policyadvisor.in\/life-insurance-quotes\/\"><strong>life insurance<\/strong><\/a> companies to encourage regular savings that accumulates until retirement, after which the individual can enjoy a steady income. They offer a number of annuity options. Mutual fund pension plans do not offer annuity products with guaranteed income as they are market risk based. Even though ULIP pension plans also involve investment in debt and equity, the insurance company assumes the risk and offers a fixed payout. In short, ULIP pension plans focus on both accumulation and annuity while MF pension plans focus on accumulation. ULIP plans are ideal for long term while mutual fund plans are short-term focused.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>ULIP pension plans or market linked pension plans are offered by public and private life insurance companies to encourage regular [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[224],"tags":[],"class_list":["post-1494","post","type-post","status-publish","format-standard","hentry","category-retirement-planning-questions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How is a ULIP pension plan different from an MF pension plan?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PolicyAdvisor\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/\"},\"author\":{\"name\":\"PolicyAdvisor\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"headline\":\"How is a ULIP pension plan different from an MF pension plan?\",\"datePublished\":\"2016-03-15T06:42:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/\"},\"wordCount\":126,\"publisher\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"articleSection\":[\"Retirement Planning Questions\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/\",\"name\":\"How is a ULIP pension plan different from an MF pension plan?\",\"isPartOf\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#website\"},\"datePublished\":\"2016-03-15T06:42:33+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/policyadvisor.in\/insurance-india\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How is a ULIP pension plan different from an MF pension plan?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#website\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/\",\"name\":\"PolicyAdvisor\",\"description\":\"Blog by PolicyAdvisor.in\",\"publisher\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/policyadvisor.in\/insurance-india\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\",\"name\":\"PolicyAdvisor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png\",\"contentUrl\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png\",\"width\":218,\"height\":52,\"caption\":\"PolicyAdvisor\"},\"logo\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/\"},\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How is a ULIP pension plan different from an MF pension plan?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/","twitter_misc":{"Written by":"PolicyAdvisor","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/#article","isPartOf":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/"},"author":{"name":"PolicyAdvisor","@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"headline":"How is a ULIP pension plan different from an MF pension plan?","datePublished":"2016-03-15T06:42:33+00:00","mainEntityOfPage":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/"},"wordCount":126,"publisher":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"articleSection":["Retirement Planning Questions"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/","url":"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/","name":"How is a ULIP pension plan different from an MF pension plan?","isPartOf":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#website"},"datePublished":"2016-03-15T06:42:33+00:00","breadcrumb":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/policyadvisor.in\/insurance-india\/how-is-a-ulip-pension-plan-different-from-an-mf-pension-plan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/policyadvisor.in\/insurance-india\/"},{"@type":"ListItem","position":2,"name":"How is a ULIP pension plan different from an MF pension plan?"}]},{"@type":"WebSite","@id":"https:\/\/policyadvisor.in\/insurance-india\/#website","url":"https:\/\/policyadvisor.in\/insurance-india\/","name":"PolicyAdvisor","description":"Blog by PolicyAdvisor.in","publisher":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/policyadvisor.in\/insurance-india\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":["Person","Organization"],"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89","name":"PolicyAdvisor","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/","url":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png","contentUrl":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png","width":218,"height":52,"caption":"PolicyAdvisor"},"logo":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/"},"url":"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/"}]}},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"PolicyAdvisor","author_link":"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/"},"uagb_comment_info":0,"uagb_excerpt":"ULIP pension plans or market linked pension plans are offered by public and private life insurance companies to encourage regular [&hellip;]","_links":{"self":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/1494","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/comments?post=1494"}],"version-history":[{"count":1,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/1494\/revisions"}],"predecessor-version":[{"id":1495,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/1494\/revisions\/1495"}],"wp:attachment":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/media?parent=1494"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/categories?post=1494"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/tags?post=1494"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}