{"id":1633,"date":"2016-03-18T12:59:11","date_gmt":"2016-03-18T07:29:11","guid":{"rendered":"http:\/\/www.policyadvisor.in\/insurance-india?p=1633"},"modified":"2017-11-29T12:21:35","modified_gmt":"2017-11-29T06:51:35","slug":"how-to-choose-the-right-retirement-plan","status":"publish","type":"post","link":"https:\/\/policyadvisor.in\/insurance-india\/how-to-choose-the-right-retirement-plan\/","title":{"rendered":"How to choose the right retirement plan?"},"content":{"rendered":"<p>Once you decide on investing in a <em><a href=\"http:\/\/www.policyadvisor.in\/life-insurance-quotes\/compare-investment-plans\/\">retirement insurance policy<\/a><\/em>, consider the following:<\/p>\n<p>\u2022 Whether the plan offers the option of long-term savings<br \/>\n\u2022 Do you have the flexibility to select retirement \/vesting age<br \/>\n\u2022 Is there minimum guarantee on investment<br \/>\n\u2022 Can you balance your investment between debt and equity<br \/>\n\u2022 Does the plan allow additional life cover for your spouse<br \/>\n\u2022 Can you increase your monthly savings with an increase in employment income<br \/>\n\u2022 Are there annuity options to choose from<br \/>\n\u2022 What about bonus clause<br \/>\n\u2022 Is there cover for terminal illness<br \/>\n\u2022 What riders are available<br \/>\n\u2022 What is the cost of investment (charges payable)<\/p>\n<p><strong>Compare premium<\/strong> for pension plan insurance plans.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Once you decide on investing in a retirement insurance policy, consider the following: \u2022 Whether the plan offers the option [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":1964,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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