{"id":194,"date":"2015-02-25T13:41:19","date_gmt":"2015-02-25T08:11:19","guid":{"rendered":"http:\/\/www.policyadvisor.in\/?p=194"},"modified":"2016-09-02T15:33:58","modified_gmt":"2016-09-02T10:03:58","slug":"carefully-read-the-insurance-policy-wordings","status":"publish","type":"post","link":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/","title":{"rendered":"Carefully Read The Insurance Policy Wordings"},"content":{"rendered":"<p>Insurance is basically a contract between you and the insurance company. All insurance types\u00a0<strong>life insurance<\/strong>,<strong> health insurance<\/strong>, <strong>car\/auto insurance<\/strong> etc. are a contract. In short the\u00a0insurance\u00a0company promises you to pay a certain agreed amount on happening of an uncertain event.<\/p>\n<p>We have met a large number of people who have bought some kind of insurance and it is really pity that only a handful of them have really gone through the agreement\/insurance policy they have received from the insurance company.We invest so much of money, search on the internet for the best policy, invest so much of time negotiation before buying life\u00a0insurance products\u00a0and don\u2019t even bother to have a look at the documents we have received from the insurance company.<\/p>\n<p><strong>We want to advise our viewers that please read the insurance policy very carefully<\/strong><\/p>\n<p>The reason to study the policy wording is to insure that you have got what you have applied for or as promised by the insurance advisor or the insurance representative.<\/p>\n<p>In case you find any discrepancy in the insurance policy you can return the policy within 15 days and get your money back from the insurance company. Many insurance companies offer look in feature where you can return the policy within 15 days.<\/p>\n<p>The second reason to read the <a href=\"http:\/\/www.policyadvisor.in\/\">insurance policy<\/a> carefully is to understand the exclusions and conditions in which the policy amount will be paid or will not be paid.<\/p>\n<p>Third important point is that the address for communication and nomination details are correct.There have been cases where agents have got the insurance forms signed by the policy applicant and filled up the correspondence address as theirs so that the reminders for premiums come to them.<\/p>\n<p>Please do not sign on the empty application forms, it is advisable that you yourself fill the application form and sign it.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance is basically a contract between you and the insurance company. All insurance types\u00a0life insurance, health insurance, car\/auto insurance etc. [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":2010,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[29],"tags":[152,153,148,16,151],"class_list":["post-194","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-tips-advise","tag-check-application-form","tag-check-insurance-wordings","tag-insurance-advise","tag-insurance-policy","tag-policy-wordings"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Carefully Read The Insurance Policy Wordings<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PolicyAdvisor\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/\"},\"author\":{\"name\":\"PolicyAdvisor\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"headline\":\"Carefully Read The Insurance Policy Wordings\",\"datePublished\":\"2015-02-25T08:11:19+00:00\",\"dateModified\":\"2016-09-02T10:03:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/\"},\"wordCount\":318,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"image\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg\",\"keywords\":[\"check application form\",\"check insurance wordings\",\"insurance advise\",\"insurance policy\",\"policy wordings\"],\"articleSection\":[\"Insurance Tips &amp; Advise\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/\",\"name\":\"Carefully Read The Insurance Policy Wordings\",\"isPartOf\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg\",\"datePublished\":\"2015-02-25T08:11:19+00:00\",\"dateModified\":\"2016-09-02T10:03:58+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#primaryimage\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg\",\"contentUrl\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg\",\"width\":776,\"height\":280},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/policyadvisor.in\/insurance-india\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Carefully Read The Insurance Policy Wordings\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#website\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/\",\"name\":\"PolicyAdvisor\",\"description\":\"Blog by PolicyAdvisor.in\",\"publisher\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/policyadvisor.in\/insurance-india\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\",\"name\":\"PolicyAdvisor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png\",\"contentUrl\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png\",\"width\":218,\"height\":52,\"caption\":\"PolicyAdvisor\"},\"logo\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/\"},\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Carefully Read The Insurance Policy Wordings","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/","twitter_misc":{"Written by":"PolicyAdvisor","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#article","isPartOf":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/"},"author":{"name":"PolicyAdvisor","@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"headline":"Carefully Read The Insurance Policy Wordings","datePublished":"2015-02-25T08:11:19+00:00","dateModified":"2016-09-02T10:03:58+00:00","mainEntityOfPage":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/"},"wordCount":318,"commentCount":0,"publisher":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"image":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#primaryimage"},"thumbnailUrl":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg","keywords":["check application form","check insurance wordings","insurance advise","insurance policy","policy wordings"],"articleSection":["Insurance Tips &amp; Advise"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/","url":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/","name":"Carefully Read The Insurance Policy Wordings","isPartOf":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#website"},"primaryImageOfPage":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#primaryimage"},"image":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#primaryimage"},"thumbnailUrl":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg","datePublished":"2015-02-25T08:11:19+00:00","dateModified":"2016-09-02T10:03:58+00:00","breadcrumb":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#primaryimage","url":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg","contentUrl":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg","width":776,"height":280},{"@type":"BreadcrumbList","@id":"https:\/\/policyadvisor.in\/insurance-india\/carefully-read-the-insurance-policy-wordings\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/policyadvisor.in\/insurance-india\/"},{"@type":"ListItem","position":2,"name":"Carefully Read The Insurance Policy Wordings"}]},{"@type":"WebSite","@id":"https:\/\/policyadvisor.in\/insurance-india\/#website","url":"https:\/\/policyadvisor.in\/insurance-india\/","name":"PolicyAdvisor","description":"Blog by PolicyAdvisor.in","publisher":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/policyadvisor.in\/insurance-india\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":["Person","Organization"],"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89","name":"PolicyAdvisor","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/","url":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png","contentUrl":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png","width":218,"height":52,"caption":"PolicyAdvisor"},"logo":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/"},"url":"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg",776,280,false],"thumbnail":["https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings-150x150.jpg",150,150,true],"medium":["https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings-300x108.jpg",300,108,true],"medium_large":["https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings-768x277.jpg",768,277,true],"large":["https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg",776,280,false],"1536x1536":["https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg",776,280,false],"2048x2048":["https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/02\/Insurance-Policy-Wordings.jpg",776,280,false]},"uagb_author_info":{"display_name":"PolicyAdvisor","author_link":"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/"},"uagb_comment_info":0,"uagb_excerpt":"Insurance is basically a contract between you and the insurance company. All insurance types\u00a0life insurance, health insurance, car\/auto insurance etc. [&hellip;]","_links":{"self":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/comments?post=194"}],"version-history":[{"count":3,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/194\/revisions"}],"predecessor-version":[{"id":264,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/194\/revisions\/264"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/media\/2010"}],"wp:attachment":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/media?parent=194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/categories?post=194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/tags?post=194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}