{"id":2154,"date":"2017-03-06T15:44:02","date_gmt":"2017-03-06T10:14:02","guid":{"rendered":"http:\/\/www.policyadvisor.in\/insurance-india\/?p=2154"},"modified":"2017-07-28T16:56:14","modified_gmt":"2017-07-28T11:26:14","slug":"6-types-of-people-who-must-have-life-insurance","status":"publish","type":"post","link":"https:\/\/policyadvisor.in\/insurance-india\/6-types-of-people-who-must-have-life-insurance\/","title":{"rendered":"6 types of people who must have life insurance"},"content":{"rendered":"<p style=\"text-align: justify;\">Many people in India don\u2019t see the need for life insurance.Here are six scenarios in which you could benefit from life insurance:<\/p>\n<ul>\n<li style=\"text-align: justify;\"><strong>You\u2019re the main breadwinner: <\/strong> Protecting your family is the main reason to buy a life insurance policy. If you\u2019re the sole breadwinner of the house and have dependents like a spouse, aging parents or school-age children, your unexpected demise would leave a financial void in the family.<\/li>\n<\/ul>\n<ul>\n<li style=\"text-align: justify;\"><strong>You\u2019re a divorced parent: <\/strong>If you are divorced and your partner is taking care of the children with financial support from you, your death would leave them in a financial mess.<\/li>\n<\/ul>\n<ul>\n<li style=\"text-align: justify;\"><strong>You\u2019re child has special needs: <\/strong>Being the parent of a special needs child can be stressful enough without the added worry of leaving your child financially helpless after your death.<\/li>\n<\/ul>\n<ul>\n<li style=\"text-align: justify;\"><strong>You have an outstanding home loan:<\/strong>If you have just bought a home or your existing house is still mortgaged, the sum assured from a <strong><a href=\"http:\/\/www.policyadvisor.in\/life-insurance-quotes\/\">life insurance policy <\/a><\/strong>can cover the outstanding home loan in the event of your demise. A life insurance policy gives your dependents the option to pay off the mortgage, although they can decide not to use it for that purpose.<\/li>\n<\/ul>\n<ul>\n<li style=\"text-align: justify;\"><strong>You own a business: <\/strong>For a business owner, financial worries such as debt and taxes are constant. But in the event of your death, the entire burden falls on the surviving family members. If you have a life insurance policy, it can help pay off your business debt and take care of your estate taxes.<\/li>\n<\/ul>\n<ul>\n<li style=\"text-align: justify;\"><strong>You have significant debt: <\/strong>If you have student loans, personal loans or any consumer debt such as a credit card, it\u2019s generally not cleared when you die. Your family will have to pay any outstanding amount. Your life insurance payout can take care of this debt.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Many people in India don\u2019t see the need for life insurance.Here are six scenarios in which you could benefit from [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":2159,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[3,2],"tags":[],"class_list":["post-2154","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-news-india","category-life-insurance-india"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>6 types of people who must have life insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/policyadvisor.in\/insurance-india\/6-types-of-people-who-must-have-life-insurance\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PolicyAdvisor\" \/>\n\t<meta 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