{"id":890,"date":"2015-11-03T17:55:48","date_gmt":"2015-11-03T12:25:48","guid":{"rendered":"http:\/\/www.policyadvisor.in\/?p=890"},"modified":"2015-11-05T11:09:18","modified_gmt":"2015-11-05T05:39:18","slug":"what-is-health-insurance-is-it-the-same-as-mediclaim","status":"publish","type":"post","link":"https:\/\/policyadvisor.in\/insurance-india\/what-is-health-insurance-is-it-the-same-as-mediclaim\/","title":{"rendered":"What is health insurance? Is it the same as Mediclaim?"},"content":{"rendered":"<p style=\"text-align: justify;\">Although both Health insurance and Mediclaim protect against medical expenses, health insurance is more comprehensive and offers greater flexibility. Health insurance can be taken by groups\/individuals to avail cashless treatment or reimbursed medical expenses. It allows pre and post hospitalization coverage along with riders for extra cover.<\/p>\n<p style=\"text-align: justify;\">Mediclaim covers hospitalization expenses for a list of illnesses specified by the insurer up to a particular limit based on sum assured. Situations include sudden illness, accidents and surgery. The insured must bear the expenses later reimbursed by the insurer.<br \/>\nBoth <a href=\"http:\/\/www.policyadvisor.in\/online-advisor\/health-insurance-advisor\">health insurance plans<\/a> and Mediclaim are eligible for tax benefits under Sec 80D of the Income Tax Act.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Although both Health insurance and Mediclaim protect against medical expenses, health insurance is more comprehensive and offers greater flexibility. Health [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[136,200],"tags":[158,160,13,159,162,15,161],"class_list":["post-890","post","type-post","status-publish","format-standard","hentry","category-health-insurance-questions","category-insurance-questions-india","tag-best-health-insurance","tag-best-medical-insurance","tag-compare-health-insurance","tag-health-insurance-comparison","tag-health-insurance-policies","tag-medical-insurance","tag-medical-insurance-policy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What is health insurance? 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