{"id":919,"date":"2015-11-04T11:57:15","date_gmt":"2015-11-04T06:27:15","guid":{"rendered":"http:\/\/www.policyadvisor.in\/?p=919"},"modified":"2015-11-04T11:57:15","modified_gmt":"2015-11-04T06:27:15","slug":"do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys","status":"publish","type":"post","link":"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/","title":{"rendered":"Do I need health insurance if my employer covers my medical bills as well as my family\u2019s?"},"content":{"rendered":"<p style=\"text-align: justify;\">Yes. Get your own health insurance plan. Your employer will reimburse your medical bills only as long as you are employed there. If you switch jobs, start your own business or even retire, you are at risk without health cover in an emergency. If your employer stops health coverage, you\u2019ll be safe with your own <strong>health policy<\/strong> without which you\u2019ll end up bearing your medical expenses. Also, employers usually impose a limit, so if your bills are higher than this limit, you can fall back on your own plan. Besides, you can avail income tax exemptions with your health insurance plans.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yes. Get your own health insurance plan. Your employer will reimburse your medical bills only as long as you are [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[136,200],"tags":[],"class_list":["post-919","post","type-post","status-publish","format-standard","hentry","category-health-insurance-questions","category-insurance-questions-india"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Do I need health insurance if my employer covers my medical bills as well as my family\u2019s?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PolicyAdvisor\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/\"},\"author\":{\"name\":\"PolicyAdvisor\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"headline\":\"Do I need health insurance if my employer covers my medical bills as well as my family\u2019s?\",\"datePublished\":\"2015-11-04T06:27:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/\"},\"wordCount\":121,\"publisher\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"articleSection\":[\"health insurance questions\",\"insurance questions\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/\",\"name\":\"Do I need health insurance if my employer covers my medical bills as well as my family\u2019s?\",\"isPartOf\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#website\"},\"datePublished\":\"2015-11-04T06:27:15+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/policyadvisor.in\/insurance-india\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Do I need health insurance if my employer covers my medical bills as well as my family\u2019s?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#website\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/\",\"name\":\"PolicyAdvisor\",\"description\":\"Blog by PolicyAdvisor.in\",\"publisher\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/policyadvisor.in\/insurance-india\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89\",\"name\":\"PolicyAdvisor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png\",\"contentUrl\":\"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png\",\"width\":218,\"height\":52,\"caption\":\"PolicyAdvisor\"},\"logo\":{\"@id\":\"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/\"},\"url\":\"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Do I need health insurance if my employer covers my medical bills as well as my family\u2019s?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/","twitter_misc":{"Written by":"PolicyAdvisor","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/#article","isPartOf":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/"},"author":{"name":"PolicyAdvisor","@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"headline":"Do I need health insurance if my employer covers my medical bills as well as my family\u2019s?","datePublished":"2015-11-04T06:27:15+00:00","mainEntityOfPage":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/"},"wordCount":121,"publisher":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"articleSection":["health insurance questions","insurance questions"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/","url":"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/","name":"Do I need health insurance if my employer covers my medical bills as well as my family\u2019s?","isPartOf":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#website"},"datePublished":"2015-11-04T06:27:15+00:00","breadcrumb":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/policyadvisor.in\/insurance-india\/do-i-need-health-insurance-if-my-employer-covers-my-medical-bills-as-well-as-my-familys\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/policyadvisor.in\/insurance-india\/"},{"@type":"ListItem","position":2,"name":"Do I need health insurance if my employer covers my medical bills as well as my family\u2019s?"}]},{"@type":"WebSite","@id":"https:\/\/policyadvisor.in\/insurance-india\/#website","url":"https:\/\/policyadvisor.in\/insurance-india\/","name":"PolicyAdvisor","description":"Blog by PolicyAdvisor.in","publisher":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/policyadvisor.in\/insurance-india\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":["Person","Organization"],"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/ecea57a2afbf3f1781960b73b6ea0a89","name":"PolicyAdvisor","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/","url":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png","contentUrl":"https:\/\/policyadvisor.in\/insurance-india\/wp-content\/uploads\/2015\/11\/cropped-cropped-cropped-cropped-policyadvisor_logo-1.png","width":218,"height":52,"caption":"PolicyAdvisor"},"logo":{"@id":"https:\/\/policyadvisor.in\/insurance-india\/#\/schema\/person\/image\/"},"url":"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/"}]}},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"PolicyAdvisor","author_link":"https:\/\/policyadvisor.in\/insurance-india\/author\/sunmaticonline\/"},"uagb_comment_info":0,"uagb_excerpt":"Yes. Get your own health insurance plan. Your employer will reimburse your medical bills only as long as you are [&hellip;]","_links":{"self":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/919","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/comments?post=919"}],"version-history":[{"count":1,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/919\/revisions"}],"predecessor-version":[{"id":920,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/posts\/919\/revisions\/920"}],"wp:attachment":[{"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/media?parent=919"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/categories?post=919"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/policyadvisor.in\/insurance-india\/wp-json\/wp\/v2\/tags?post=919"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}