{"id":927,"date":"2015-11-04T12:42:48","date_gmt":"2015-11-04T07:12:48","guid":{"rendered":"http:\/\/www.policyadvisor.in\/?p=927"},"modified":"2015-11-04T12:42:48","modified_gmt":"2015-11-04T07:12:48","slug":"what-is-a-no-claim-bonus","status":"publish","type":"post","link":"https:\/\/policyadvisor.in\/insurance-india\/what-is-a-no-claim-bonus\/","title":{"rendered":"What is a no claim bonus?"},"content":{"rendered":"<p style=\"text-align: justify;\">No claim bonus is the discount on base premium when no claim has been made on the policy during the preceding year and is generally converted into a discount on premium or enhanced sum insured. For healthy individuals this is an advantage as they usually do not make claims, thereby enjoying the no claim bonus. For those who have chronic diseases, the NCB almost always doesn\u2019t happen.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>No claim bonus is the discount on base premium when no claim has been made on the policy during the [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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