November 2015

In Mediclaim policies, the insurance amount is the limit payable by the insurer during the policy tenure. This is the […]

Your medical insurance policy mandates a minimum 24-hour hospitalization to claim expenses. But some insurers cover day care treatment that

Generally, if the United States of America and Canada are not among the destinations, the liability is $50000 and for

Some health insurance providers offering overseas benefits such as outpatient treatment, planned hospitalization, second opinions and coverage for unexpected sickness

Most companies offering health insurance in India do not cover mental illnesses. In fact, they are listed under permanent exclusions.

In a health insurance policy, the premium is calculated based on the sum insured, a number of people to be

Sum insured is the amount of health insurance cover taken by the insured, after paying the premium. If the policy

A TPA or Third Party Administrator is an independent entity for processing medical claims and cashless services. They offer policyholders

At the time of discharge after cashless facility is used, your original bills and discharge certificate will be retained by

For treatment in a non-network hospital, your reimbursement will be based on your policy terms and conditions. Important things to

Yes, you can change hospitals during treatment especially if it means better treatment and services, but inform your TPA first

Insurers usually settle health insurance policy claims within 5-7 days from the date of filing the claim provided all the