Is it possible to cancel my policy? Will I get my premium back?
Though not generally advisable, insurance policies can be cancelled at any time by letting the insurer know, in writing. The […]
Though not generally advisable, insurance policies can be cancelled at any time by letting the insurer know, in writing. The […]
Health insurance companies have a compulsory waiting period of 2-4 years for maternity coverage mainly because maternity is a natural
No, health insurance policies that offer maternity benefits do not cover IVF. Always check and compare health insurance plans before
Maternity insurance is generally available as a rider to the main health insurance policy. It covers medical expenses for cesarean
Top up policies basically offer indemnity and reimburse expenses. They will not apply for critical illnesses as it is a
Certainly. You can buy your main policy from one insurer and your top up plan from any other insurer. Just
Many insurers offer a top up facility on health insurance policies to allow enhanced benefits on existing policies. However, sum
Yes, some insurers allow you to migrate from a family floater plan to an individual plan based on your application
If the insured person dies, within 30 days, surviving members can opt to continue the family floater policy on condition
A family floater policy offers cover for the entire family under a single plan. It takes care of medical expenses
Hypothecation only applies to assets and security. A health insurance or personal accident policy’s purpose is to reimburse your medical
The health card is issued with the health insurance policy and is like an identity card with contact info of
No claim bonus is the discount on base premium when no claim has been made on the policy during the
Some insurers allow this benefit, so check your health insurance policy for the details. You may call the toll-free number
Health insurance companies allow you to add critical illness rider to your existing policy at the time of renewal, provided
Yes. Depending on the insurance company, a number of riders and benefits are offered for added health cover. The major
Yes. Get your own health insurance plan. Your employer will reimburse your medical bills only as long as you are
Health insurance policies are best taken as early as possible. The younger you are, the lower the premium rates. Since
The first step towards getting the best health insurance is to compare insurance quotes online and what they cover, based
Health insurance plans range from individual health plans to family floaters, critical illness plans and senior citizen health insurance policy.