insurance questions

Health insurance policies do not reimburse medical costs from day 1. The standard waiting period is 30 days and this may vary between insurers. If […]

The IRDA directs insurance companies to allow health insurance portability from one insurer to another without loss of renewal credit for benefits enjoyed in the […]

Since senior citizen health insurance plans come with limited coverage and many exclusions, compare insurance quotes online for the following: co-payment – where policyholder bears […]

This depends on who is issuing the policy, your age, medical history, cover opted for and affordability. While Mediclaim policies are renewable annually, health insurance […]

Maternity coverage offered as a rider with health insurance plan covers medical expenses incurred during pregnancy and caesarean / normal delivery including pre-and post- hospitalization […]

Health insurance policies are available to individuals and groups. Individuals can opt for individual or family floater plans to cover their dependents comprising of a […]

For pre-hospitalization, expenses up to 30 days before hospitalization are covered, based on the doctor’s diagnosis and recommendations including the cost of health exams and […]

As with any industry, health insurance is competitive and almost all insurers offer a bouquet of benefits and incentives in terms of caps and sub-limits, […]

Pre-authorization is when the insured or network hospital approaches the insurer or its TPA for authorization of planned or emergency hospitalization for cashless treatment or […]