What to look for in a senior citizen health plan?

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Since senior citizen health insurance plans come with limited coverage and many exclusions, compare insurance quotes online for the following: co-payment – where policyholder bears a portion of risk amount and balance is borne by insurer resulting in lower premium rates, maximum renewability age, lowest waiting period for pre-existing diseases and terms related to medical check-ups where least number of medical tests are required and cost reimbursed by insurer.