In Mediclaim policies covering the spouse, children, and dependent parents, a discount on the total premium payable is usually applicable. The percentage of discount depends on the terms of the insurer. For the family floater policy, insurers offer discounts and attractive incentives based on eligibility criteria. Some family health policies are also eligible for loyalty and good health discounts, and discounts on other value added services such as laboratory tests and health centers, the details of which are given at the time of taking up the policy. To learn more, compare health insurance plans online.