Health insurance policies are available to individuals and groups. Individuals can opt for individual or family floater plans to cover their dependents comprising of a spouse, unmarried/ legally adopted/ step children aged between 91days to 21 years and parents up to 65 years as on the date of commencement of policy. Depending on the type of policy, its inclusions and exclusions will be based on the applicant’s age, medical history and risk profile. Health insurance comparison will help determine the best cover.