Can I change hospitals while undergoing treatment?
Yes, you can change hospitals during treatment especially if it means better treatment and services, but inform your TPA first […]
Yes, you can change hospitals during treatment especially if it means better treatment and services, but inform your TPA first […]
Insurers usually settle health insurance policy claims within 5-7 days from the date of filing the claim provided all the
For new policies, there is a 30-day waiting period from the date of policy inception. During this period, the insurance
A cumulative bonus is the enhancement of sum assured by a percentage for every claim free year. To avail cumulative
In most cases, partial payments are a consequence of incomplete documentation or claims not covered in the health insurance policy.
Yes. When you get treatment in a hospital not included in the network, depending on terms of your health insurance
Yes, almost all health insurance policies include cashless treatment. With some public sector general insurance companies you can get discounted
Cashless facility refers to hospitalization in a network hospital where insurer settles claims directly with the hospital. You do not
You can register a claim under a health insurance policy as a cashless claim or a reimbursement claim. If it
In the event that you are in a medical emergency and do not have your health card or policy number,
The procedure for claiming for emergency hospitalization involves the following steps: admission into hospital, informing TPA as quickly as possible,
Section 64 VB of the Insurance Act, 1938 states that no insurer shall assume any risk until the premium is
Donor expenses are hospital expenses borne by the donor donating an organ towards the insured during an organ transplant. This
Many health insurance policies require 24 hours mandatory hospitalization. However, there are several companies covering Out Patient Department or OPD
Deductible is the percentage of sum insured borne by the insured as stated in the policy schedule. It is a
The minimum 24 hours condition for hospitalization does not apply if the treatment requires hospitalization with procedures that need specialized
Yes, health insurance policies come with attractive income tax deduction/exemptions under Section 80D of the Income Tax Act, provided you
Some health insurance policies come with renewal discount on the premium if no claims have been made during the policy
Yes. It is important to be aware of all your policy inclusions and exclusions. Some common exclusions are: Pre-existing diseases
You can have more than one health policy from the same insurer or different insurers. However, you must disclose any