Do health insurance policies carry maturity benefits?
No, health insurance policies do not carry maturity benefits. But there are health savings plans in the pipeline that may […]
No, health insurance policies do not carry maturity benefits. But there are health savings plans in the pipeline that may […]
Even though Ayurveda and homeopathy are recognized as treatment methods, they are not covered by health insurance policies. Some insurers
Children are usually covered by one of the parents in their health insurance policy which covers self, spouse and two
Health insurance plans are portable. To exercise portability from one plan to another or one insurer to another, you must
If the diagnostic tests such as MRI, X-ray, ultrasound and blood tests are part of hospitalization of at least 24
Yes, foreigners living in India are eligible to apply for health insurance but the coverage will be valid only in
Yes, you can include additional family members when you renew the policy. Insurers do not allow the addition of members
As a norm, the coverage is limited for senior citizen health insurance because of the high risks involved. The range
Senior citizen health insurance plans are specially designed to cater to the needs of older people. Aging increases the risk
The cashless facility can be availed only in network hospitals. As soon as you are admitted at the network hospital,
In Mediclaim policies, the insurance amount is the limit payable by the insurer during the policy tenure. This is the
Your medical insurance policy mandates a minimum 24-hour hospitalization to claim expenses. But some insurers cover day care treatment that
Generally, if the United States of America and Canada are not among the destinations, the liability is $50000 and for
Some health insurance providers offering overseas benefits such as outpatient treatment, planned hospitalization, second opinions and coverage for unexpected sickness
Most companies offering health insurance in India do not cover mental illnesses. In fact, they are listed under permanent exclusions.
In a health insurance policy, the premium is calculated based on the sum insured, a number of people to be
Sum insured is the amount of health insurance cover taken by the insured, after paying the premium. If the policy
A TPA or Third Party Administrator is an independent entity for processing medical claims and cashless services. They offer policyholders
At the time of discharge after cashless facility is used, your original bills and discharge certificate will be retained by
For treatment in a non-network hospital, your reimbursement will be based on your policy terms and conditions. Important things to