Author name: PolicyAdvisor

Mortality charges are a component of the life insurance premium. At the time of buying life insurance, the insurer adds […]

If a licensed doctor certifies that liver damage is due to substance abuse such as a use of alcohol, drugs

No, health insurance policies do not carry maturity benefits. But there are health savings plans in the pipeline that may

No, health insurance policies do not carry maturity benefits. But there are health savings plans in the pipeline that may

Even though Ayurveda and homeopathy are recognized as treatment methods, they are not covered by health insurance policies. Some insurers

Children are usually covered by one of the parents in their health insurance policy which covers self, spouse and two

Health insurance plans are portable. To exercise portability from one plan to another or one insurer to another, you must

If the diagnostic tests such as MRI, X-ray, ultrasound and blood tests are part of hospitalization of at least 24

Yes, foreigners living in India are eligible to apply for health insurance but the coverage will be valid only in

Yes, you can include additional family members when you renew the policy. Insurers do not allow the addition of members

As a norm, the coverage is limited for senior citizen health insurance because of the high risks involved. The range

Senior citizen health insurance plans are specially designed to cater to the needs of older people. Aging increases the risk

The cashless facility can be availed only in network hospitals. As soon as you are admitted at the network hospital,

In Mediclaim policies, the insurance amount is the limit payable by the insurer during the policy tenure. This is the

Your medical insurance policy mandates a minimum 24-hour hospitalization to claim expenses. But some insurers cover day care treatment that

Generally, if the United States of America and Canada are not among the destinations, the liability is $50000 and for

Some health insurance providers offering overseas benefits such as outpatient treatment, planned hospitalization, second opinions and coverage for unexpected sickness

Most companies offering health insurance in India do not cover mental illnesses. In fact, they are listed under permanent exclusions.

In a health insurance policy, the premium is calculated based on the sum insured, a number of people to be

Sum insured is the amount of health insurance cover taken by the insured, after paying the premium. If the policy