insurance questions

Capping is the health insurance cap or limit on the amount that can be made use of under various heads […]

Reinstatement is when an insurance policy is revived after it lapses. It attracts charges and the premium is calculated on

A waiting period is applicable when you take a new health insurance policy. But when you opt for health insurance

Continuity benefits are benefits that accumulate in your policy when your health coverage has been consistent for a certain number

Mortality charges are a component of the life insurance premium. At the time of buying life insurance, the insurer adds

If a licensed doctor certifies that liver damage is due to substance abuse such as a use of alcohol, drugs

No, health insurance policies do not carry maturity benefits. But there are health savings plans in the pipeline that may

No, health insurance policies do not carry maturity benefits. But there are health savings plans in the pipeline that may

Even though Ayurveda and homeopathy are recognized as treatment methods, they are not covered by health insurance policies. Some insurers

Children are usually covered by one of the parents in their health insurance policy which covers self, spouse and two

Health insurance plans are portable. To exercise portability from one plan to another or one insurer to another, you must

If the diagnostic tests such as MRI, X-ray, ultrasound and blood tests are part of hospitalization of at least 24

Yes, foreigners living in India are eligible to apply for health insurance but the coverage will be valid only in

Yes, you can include additional family members when you renew the policy. Insurers do not allow the addition of members

As a norm, the coverage is limited for senior citizen health insurance because of the high risks involved. The range

Senior citizen health insurance plans are specially designed to cater to the needs of older people. Aging increases the risk

The cashless facility can be availed only in network hospitals. As soon as you are admitted at the network hospital,

In Mediclaim policies, the insurance amount is the limit payable by the insurer during the policy tenure. This is the

Your medical insurance policy mandates a minimum 24-hour hospitalization to claim expenses. But some insurers cover day care treatment that

Generally, if the United States of America and Canada are not among the destinations, the liability is $50000 and for